Terms and Conditions
These terms govern your use of feronavalique's financial planning subscription service. By subscribing, you agree to these conditions.
Acceptance of Terms
By accessing or using our service, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.
Definitions
For the purposes of these terms:
- "Service" refers to our financial planning subscription and consultation offerings
- "User" or "Client" refers to individuals subscribing to our service
- "Content" includes all information, advice, and materials provided through our service
- "Company" refers to feronavalique Financial Services Pty Ltd
Use of Service
Your use of our service is subject to the following conditions:
Permitted Uses
- Access financial planning consultations as subscribed
- Use provided materials for personal financial planning
- Communicate with advisors through designated channels
Prohibited Uses
You may not:
- Share login credentials or account access with others
- Use the service for commercial or business purposes
- Reproduce or distribute our proprietary content
- Engage in fraudulent or illegal activities
- Attempt to disrupt or damage our systems
User Responsibilities
As a user, you agree to:
- Provide accurate and complete information
- Maintain the confidentiality of your account
- Use the service in compliance with applicable laws
- Pay subscription fees as agreed
Intellectual Property Rights
All content, materials, and intellectual property remain the exclusive property of feronavalique. Users receive limited, non-exclusive access for personal use only.
Privacy
Your privacy is important to us. Please review our Privacy Policy, which governs the collection and use of your personal information. Privacy Policy
Payment Terms
Subscription fees are $250 per month, payable in advance. Prices include GST where applicable.
All fees are non-refundable except as required by law. Results may vary.
Termination
Either party may terminate the subscription with 30 days' notice. We reserve the right to terminate accounts for breach of these terms.
Disclaimers
Our service provides general financial planning guidance. We do not guarantee specific outcomes or results. Past performance does not guarantee future results.
Individual results may vary based on personal circumstances and market conditions. Disclaimer
Limitation of Liability
To the maximum extent permitted by law, our liability is limited to the amount you paid for the service in the preceding 12 months.
Indemnification
You agree to indemnify feronavalique against claims arising from your use of the service or breach of these terms.
Dispute Resolution
We encourage resolving disputes through discussion. If needed, formal procedures apply:
Arbitration
Disputes may be resolved through binding arbitration in accordance with Australian dispute resolution procedures.
This may limit your right to pursue claims in court.
EU Online Dispute Resolution
EU residents may access the Online Dispute Resolution platform at ec.europa.eu/consumers/odr for complaint resolution.
For EU residents, complaints can be submitted via the Online Dispute Resolution platform: ec.europa.eu/consumers/odr
Other Jurisdictions
Dispute resolution procedures vary by jurisdiction and local consumer protection laws apply.
Governing Law
These terms are governed by the laws of Australia, with jurisdiction in Australian courts.
Severability
If any provision is found unenforceable, the remaining terms continue in full force and effect.
Entire Agreement
These terms constitute the complete agreement between parties, superseding all prior agreements and understandings.
Changes to Terms
We may modify these terms with notice. Continued use after changes constitutes acceptance of modified terms.
Contact Information
For questions about these terms, contact us at contact@feronavalique.com or +61 738 361 218.
Email: contact@feronavalique.com
Phone: +61 738 361 218
Address: 142 Collins Street, Melbourne VIC 3000, Australia
Last updated: September 20, 2025
Effective Date: August 29, 2025